Community Education for Financial Wellness

Financial Wellness is a Community Educational Campaign! LIVINGBETTERITV.COM IS A COMMUNITY EDUCATION CAMPAIGN. We are not coming to you with problems, we are here to offer partial solutions. With the support of our community leaders, we can raise awareness about financial literacy. Our goal is to empower employees with knowledge about personal finance. What is good for the employee is good for the company! In addition to hearing from Important Financial Experts on Video, you will have the opportunity to read interesting articles with financial hints and tips and more all helping to empower readers on this channel.

Learn How To :

• Manage Finances
• Make Sound Decisions
• Understand Debt
• Create Emergency Funds
• Save for Retirement
• Set Financial Goals

We are interviewing Financial Experts who can answer your Financial Questions!

A power of attorney is a legal document that authorizes someone to act for you. You name someone known as an agent or attorney-in-fact (though the person need not be an attorney) who steps into your shoes, legally speaking. You can authorize your agent to do such things as sign checks and tax returns, enter into contracts, buy or sell real estate, deposit or withdraw funds, run a business, or anything else you do for yourself. A power of attorney can be broad or limited. Since the power-of-attorney document is tailored for its specific purpose, your agent cannot act outside the scope designated in the document. For example, you may own a home in another state that you want to sell. Instead of traveling to that state to complete all the necessary paperwork, you can authorize someone already in that state to do this for you. When the transactions to sell the home are complete, the agency relationship ends, and the agent no longer holds any power. A regular power of attorney ends when its purpose is fulfilled or at your incapacity or death.

You may want to start, though, because these needs change as circumstances in your life change. It’s a good idea to re-examine your coverage options every few years, and certainly when life changes occur. Our Life Insurance Needs Calculator is a great resource for seeing how changes in your life-like having a child, taking on a bigger mortgage, or getting a raise-might impact your life insurance needs. Once you have a general sense of your needs, you should consider meeting with a qualified insurance professional who can conduct a more thorough analysis and help tailor a plan that meets your specific financial objectives.

• Having a Child
• Getting Married
• Changing Jobs
• Changes in your business
• Buying a home

• Dealing with debt
• Planing for college
• Changes in your marital status
• Supporting aging parents
• Saving and investing for college

CPAs often focus on tax services for individuals and businesses by helping with tax planning and preparing tax returns. Since CPAs stay current on taxation issues and legislation, they can also help clients reduce their taxable income and take advantage of deductions that the average person may not know about. They also make sure that clients are claiming income, losses, and deductions correctly, thereby avoiding issues with tax authorities.